Purchase Agreement & Terms of Service

TERMS OF USE AND PRIVACY POLICY

Welcome to Payd Alerts International LLC, an open, community-powered investment information service. The Payd Alerts International LLC service and network, including the web site at www.PennyStocksPAYD.com (the 'Site') and any mobile version thereof (collectively, the 'Service'), are operated by Payd Alerts International LLC Incorporate and affiliates (collectively, 'us', 'we', 'Payd Alerts International LLC' or the 'Company'). By accessing or using our the Service, you ('you' or the 'User') signify that you have read, understand and agree to be bound by these Terms of Use ('Terms of Use'), whether or not you are a registered member of Payd Alerts International LLC. We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use at any time without further notice. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms of Use. If you do not agree to abide by these or any future Terms of Use, do not use or access (or continue to use or access) the Service. It is your responsibility to regularly check the Service to determine if there have been changes to these Terms of Use and to review such changes.

PLEASE READ THESE TERMS OF USE CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS. THESE INCLUDE VARIOUS LIMITATIONS AND EXCLUSIONS, AND A DISPUTE RESOLUTION CLAUSE THAT GOVERNS HOW DISPUTES WILL BE RESOLVED.Eligibility

This Site is intended solely for Users who are eighteen (18) years of age or older. Any registration by, use of or access to the Service by anyone under 18 is unauthorized, unlicensed and in violation of these Terms of Use. By using the Service, you represent and warrant that you are 18 or older, and that you agree to and to abide by all of the terms and conditions of these Terms of Use.

Site Content

You understand that all postings, messages, text, images or other materials ('Content') posted or published on, uploaded to, transmitted through, or linked from (hereinafter, 'post' or 'posted'), the Service are the sole responsibility of the person from whom such Content originated. You understand that Payd Alerts International LLC does not control, and is not responsible for, Content made available through the Service, and that by using the Service, you may be exposed to Content that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. You understand that Payd Alerts International LLC aggregates data through various websites, and is not necessarily the source and makes no representation as such. Furthermore, the Site and Content available through the Service may contain links to other websites which are completely independent of Payd Alerts International LLC. Payd Alerts International LLC makes no representation or warranty as to the accuracy, completeness or authenticity of the information contained in any such site. Your linking to any other websites is at your own risk. You agree that you must evaluate, and bear all risks associated with, the use of any Content, that you may not rely on said Content, and that under no circumstances will Payd Alerts International LLC be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via the Service. You acknowledge that Payd Alerts International LLC does not pre-screen or approve Content, but that Payd Alerts International LLC shall have the right (but not the obligation) in its sole discretion to refuse, delete or remove any Content that is available via the Service, in connection with violations of the letter or spirit of the Terms of Use or for any other reason.

Investment Risk

Payd Alerts International LLC is a service that aggregates trading data and research into a portal. We shall have no liability for investment or other decisions based upon any Content and/or decisions based upon a contrarian view of any Content. We specifically disclaim any and all liability or loss arising out of any action taken in reliance on Content, including but not limited to market value or other loss on the sale or purchase of any company, property, product, service, security, instrument, or any other matter.

User Content Posted on the Service

You are solely responsible for the Content that you post on or through the Service, or otherwise transmit to or share with other Users (collectively, the 'User Content'). You may not post or share User Content on the Service that you did not create or that you do not have permission to post. You acknowledge that Payd Alerts International LLC does not pre-screen or approve Content, but that Payd Alerts International LLC shall have the right (but not the obligation) in its sole discretion to refuse, delete or remove any User Content that is available via the Service, in connection with violations of the letter or spirit of the Terms of Use or for any other reason. You are solely responsible at your sole cost and expense for creating backup copies and replacing any User Content you post or store on the Service or otherwise provide to the Company.

When you post User Content to the Service, you authorize and direct us to make such copies thereof as we deem necessary in order to facilitate the posting and storage of the User Content on the Service. By posting User Content to any part of the Service, you automatically grant, and you represent and warrant that you have the right to grant, to the Company an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such User Content for any purpose, commercial, advertising, or otherwise, on or in connection with the Service or the promotion thereof, to prepare derivative works of, or incorporate into other works, such User Content, and to grant and authorize sublicenses of the foregoing. Please be advised that Payd Alerts International LLC will not accept requests to remove User Content. Payd Alerts International LLC does not assert any ownership over your User Content; rather, as between us and you, subject to the rights granted to us in these Terms of Use, you retain full ownership of all of your User Content and any intellectual property rights or other proprietary rights associated with your User Content.

Access to the Service

Payd Alerts International LLC grants you a limited, revocable, nonexclusive license to access and use the Service and the Content for your own personal use. This license does not include any collection, aggregation, copying, duplication, display or derivative use of the Service nor any use of data mining, robots, spiders, or similar data gathering and extraction tools for any purpose unless expressly permitted by Payd Alerts International LLC in writing. A limited exception is provided to general purpose internet search engines and non-commercial public archives that use such tools to gather information for the sole purpose of displaying hyperlinks to the Service. In order to collect, aggregate, copy, duplicate, display or make derivative use of the Service or any Content made available via the Service for other purposes (including commercial purposes) not stated herein, you must first obtain a written license from Payd Alerts International LLC.

Trademarks

Payd Alerts International LLC and other Company graphics, logos, designs, page headers, button icons, scripts and service names are registered trademarks, trademarks or trade dress of the Company in Canada and/or other countries. The Company’s trademarks and trade dress may not be used, including as part of trademarks and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the Company.

User Conduct

You understand that except for advertising programs offered by us on the Service, the Service is available for your personal, non-commercial use only. You represent, warrant and agree that no User Content of any kind posted through your account or otherwise shared by you on or through the Service will violate or infringe upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights; be in violation of any law or used in furtherance of any such violation; or contain libelous, defamatory or otherwise unlawful material.

Payd Alerts International LLC Mobile Services

The Service will include certain services that are available via your mobile phone ('Mobile Services'). We will not charge for these Mobile Services. However, your carrier’s normal messaging, data and other rates and fees will still apply. You should check with your carrier to find out what plans are available and how much they cost. In addition, downloading, installing, or using certain Mobile Services may be prohibited or restricted by your carrier, and not all Mobile Services may work with all carriers or devices. Once Mobile Services are available, you should check with your carrier to find out if the Mobile Services will work with your mobile devices, and what restrictions, if any, may be applicable to your use of such Mobile Services. By using the Mobile Services, you agree that we may communicate with you by SMS, MMS, text message or other electronic means to your mobile device and that certain information about your usage of the Mobile Services may be communicated to us. In the event you change or deactivate your mobile telephone number, you agree to promptly update your Payd Alerts International LLC account information to ensure that your messages are not sent to the person that acquires your old number.

Copyright Complaints

We respect the intellectual property rights of others and we prohibit Users from posting or otherwise transmitting on the Service any materials that violate another party’s intellectual property rights. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please notify Payd Alerts International LLC.

Disclaimers

The Company is not responsible or liable in any manner for any Content posted on the Service, whether posted or caused by Users, by Payd Alerts International LLC, by third parties or by any of the equipment or programming associated with or utilized in the Service. Although we provide rules for User conduct and postings, we do not control and are not responsible for what Users post, transmit or share on the Service and are not responsible for any inaccurate, offensive, inappropriate, obscene, unlawful or otherwise objectionable Content you may encounter on the Service. The Company is not responsible for the conduct, whether online or offline, of any User.

Payd Alerts International LLC, or any of its employees, contractors, or shareholders or affiliates are NOT an investment advisory service, nor a registered investment advisor or broker-dealer and does not purport to tell or suggest which securities customers should buy or sell for themselves.

The analysts and employees or affiliates of Company may hold positions in the stocks or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities. The Company, the authors, the publisher, and all affiliates of Company assume no responsibility or liability for your trading and investment results. Factual statements on the Company’s website, or in its publications, are made as of the date stated and are subject to change without notice.

It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable or that they will not result in losses. Past results of any individual trader or trading system published by Company are not indicative of future returns by that trader or system, and are not indicative of future returns which be realized by you. In addition, the indicators, strategies, columns, articles and all other features of Company’s products (collectively, the 'Information') are provided for informational and educational purposes only and should not be construed as investment advice. Examples presented on Company’s website are for educational purposes only. Such set-ups are not solicitations of any order to buy or sell. Accordingly, you should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. You should always check with your licensed financial advisor and tax advisor to determine the suitability of any investment. Payd Alerts International LLC, or any of its employees, contractors, or shareholders are not related to nor do we make any guarantees or warranties regarding or for our affiliates. If you choose to do business with an affiliate of Payd Alerts International LLC you recognize the risk(s) in doing so and are fully aware that Payd Alerts International LLC, or any of its employees, contractors, or shareholders can not to be held liable for potential losses or negligence of others. You hereby agree to govern your risks accordingly. Service may be temporarily unavailable from time to time for maintenance or other reasons. The Company assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, User Content. The Company is not responsible for any technical malfunction or other problems of any telephone network or service, computer systems, servers or providers, computer or mobile phone equipment, or software on account of technical problems or traffic congestion on the Internet or at any site or with respect to the Service or combination thereof, including injury or damage to User’s or to any other person’s computer, mobile phone, or other hardware or software, related to or resulting from using or downloading Content in connection with the Web and/or in connection with the Service. Under no circumstances will the Company be responsible for any loss or damage, including any loss or damage to any User Content or personal injury or death, resulting from anyone’s use of the Service or any posted on or through the Service or transmitted to or by Users, or any interactions between Users, whether online or offline.

The Service may provide information from or links to certain brokerage companies for your convenience only. Payd Alerts International LLC is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you select (and not Payd Alerts International LLC) is solely responsible for its services to you.

Payd Alerts International LLC SHALL NOT BE LIABLE FOR ANY DAMAGES OR COSTS OF ANY TYPE ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE SERVICES OF ANY BROKERAGE COMPANY.

THE SERVICE AND THE CONTENT ARE PROVIDED 'AS-IS' AND THE COMPANY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THE COMPANY CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF THE SERVICE. THE COMPANY DOES NOT REPRESENT OR WARRANT THAT SOFTWARE, CONTENT OR MATERIALS ON THE SERVICE OR ELSEWHERE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE OR THAT THE SERVICE OR ANY OF THE SERVERS USED TO OPERATE THE SERVICE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY CONTENT OR MATERIALS AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES. WITHOUT LIMITING THE FOREGOING, YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN CONTENT, DATA OR OTHER MATERIAL FROM OR THROUGH THE SERVICE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE THEREOF AND ANY DAMAGES TO YOUR MOBILE DEVICE OR COMPUTER SYSTEM, LOSS OF DATA OR OTHER HARM OF ANY KIND THAT MAY RESULT.

The Company reserves the right to change any and all Content, software and other items used or contained in the Service at any time without notice. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Company.

U.S. Government Required Disclaimer – Commodity Futures Trading Commission – Futures and Options trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the stock/options markets. Don’t trade with money you can’t afford to lose. This is neither a solicitation nor an offer to Buy/Sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed via this website, and media referenced. The past performance of any trading system or methodology is not necessarily indicative of future results.

1. Payd Alerts International LLC is not a broker-dealer or investment adviser. Payd Alerts International LLC engages in general trader education and training. This website is for general educational and informational purposes only and has not been prepared for any other purpose and is not based on any specific investment objectives. The information is in no way a solicitation of or an offer to sell securities or investment advisory services. Visitors to this site are encouraged to seek individual advice from their personal, financial, legal and other advisers.

2. Payd Alerts International LLC shall not accept any liability with respect to the accuracy or completeness of any information herein, or omitted to be included herein, or any information provided, or omitted to be provided, by any third party. All information is subject to change without notice. The information may include forward looking statements which are based on our current opinions, expectations and projections. We undertake no obligation to update or revise any forward looking statements. Actual results could differ materially from those anticipated in the forward looking statements.

3. Payd Alerts International LLC provides access to information, services, and products through websites that are owned or operated by other companies ('third party websites’). We have carefully chosen a number of other companies to provide information, services and products, in hopes of bringing you the value and service you expect from Payd Alerts International LLC. You can identify that you are at a third party’s website instead of Payd Alerts International LLC’s website when you have used a hyperlink which takes you to a new location, and the website address of the linked site appears in the 'netsite' or 'address' box at the top of your browser, or when a new browser window is opened, in which the new third party website appears.

We have done our best to provide you with information, services, and products from trustworthy third party companies; however, Payd Alerts International LLC cannot endorse, approve or guarantee information, products, services or recommendations provided at any third party’s website. It is provided solely for the purpose of convenience. Because we may not always know when information on a third party website changes, Payd Alerts International LLC is not responsible for the content or accuracy of any third party website. Payd Alerts International LLC will not be responsible for any loss or damage of any sort resulting from the use of a third party web link, nor will it be liable for any failure of products or services advertised or provided on these third parties’ websites.

When you visit a third party website by using a hyperlink from the Payd Alerts International LLC site, our Privacy Policy will no longer protect you. The data collection, use and protection provided by the linked website may differ from those of Payd Alerts International LLC. You should familiarize yourself with the privacy policy and security practices of any third party linked website you visit. Those are not the policies and practices that will apply to your use of the third party linked website, NOT Payd Alerts International LLC’s policies and practices. Because the privacy and information security practices may be different than Payd Alerts International LLC’s, you may be at greater risk to computer viruses, malicious code, or other defects in websites that may affect your computer.

4. By accessing this site, a user agrees not to redistribute the information found therein.

5. Individual trading results will vary. Performance depends on each student’s own skills, time commitment and effort. Graduates participating in the video testimonial have not been compensated and results may not be typical.

6. THERE ARE NO WARRANTIES EXPRESSED OR IMPLIED AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED WEBSITE.'

7. The simulated trading program offered in the course is hypothetical and does not represent actual trading. Results of actual trades may vary.

Termination

The Company may terminate your account, delete your profile and any User Content that you have posted on the Service and/or prohibit you from using or accessing the Service for any reason, or no reason, at any time in its sole discretion, with or without notice, including if it believes that you are under 18.

Refund Policy

Payd Alerts International LLC has a NO REFUND POLICY and ALL SALES ARE FINAL with any purchased DVD Training Course or Stock Alerts monthly subscriptions.

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